95123 ZIP Code — San Jose, CA

Santa Clara County, California

ZIP code 95123 is located in San Jose, California, within Santa Clara County. It covers approximately 7.82 square miles and serves a population of 70,952 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408/669.

About ZIP code 95123

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,076,400. Owner-occupancy sits near the national average at 60%.

The gap between median ($138,557) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is high — 45% of residents hold a bachelor's degree or higher, well above the national average of 33%.

70,952

population

7.82

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95123 ZIP code map

Cities in ZIP code 95123

Below are the cities the US Postal Service accepts for ZIP code 95123. Using any city not on this list may result in mail delivery delays.

City	Status
San Jose	Preferred

Nearby ZIP codes

95119 San Jose (2.4 mi) 95136 San Jose (2.4 mi) 95111 San Jose (2.9 mi) 95120 San Jose (3.3 mi) 95118 San Jose (3.6 mi) 95139 San Jose (3.7 mi) 95121 San Jose (4.4 mi) 95138 San Jose (5 mi) 95125 San Jose (5.4 mi) 95124 San Jose (5.5 mi) 95032 Los Gatos (5.8 mi) 95122 San Jose (6.2 mi)

Demographics updated 05/2026

Population
Total population	70,952
Population density	9,073 / sq mi
State FIPS	06
County FIPS	085

Geography
Land area	7.82 sq mi
Water area	0.05 sq mi
Latitude	37.2407
Longitude	-121.8269
Timezone	Pacific (PT)
Area code	408/669

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.6%	19.3%	32.6%
$50k – $100k	21.8%	19.7%	27.7%
$100k – $200k	38.1%	31.0%	26.4%
Over $200k	22.4%	30.0%	13.3%

Demographics & statistics

70,952

Population

9,073

People per sq mi

37.7

Median age

$138,557

Median household income

$57,529

Per capita income

$1,076,400

Median home value

$2,920

Median monthly rent

60.3%

Home ownership

5.8%

Poverty rate

4.2%

Unemployment

15,249

Housing units

45.4%

Bachelor's or higher

Age distribution

Male Female

2,197

Under 5

2,235

2,086

5–9

2,123

1,971

10–14

2,005

2,188

15–19

2,225

2,328

20–24

2,368

5,474

25–34

5,568

4,993

35–44

5,080

5,039

45–54

5,126

2,534

55–59

2,578

1,991

60–64

2,026

2,411

65–74

2,452

1,262

75–84

1,284

698

85+

710

← Male

Female →

Age summary

Group	Count	%
Under 18	15,271	21.5%
18 and over	55,681	78.5%
65 and over	8,817	12.4%
Median age	37.7 years

Race & ethnicity

White 38.7%

Asian 23.2%

Hispanic or Latino 14.7%

Two or more races 13.6%

Other race 6.5%

Black or African American 2.6%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	32,178	38.7%
Asian	19,272	23.2%
Hispanic or Latino	12,272	14.7%
Two or more races	11,288	13.6%
Other race	5,418	6.5%
Black or African American	2,190	2.6%
American Indian / Alaska Native	534	0.6%
Native Hawaiian / Pacific Islander	72	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.6%	19.3%	32.6%
$50k – $100k	21.8%	19.7%	27.7%
$100k – $200k	38.1%	31.0%	26.4%
Over $200k	22.4%	30.0%	13.3%

Under $10k 2.0%

$10k–$15k 0.9%

$15k–$25k 1.8%

$25k–$35k 3.1%

$35k–$50k 6.0%

$50k–$75k 10.4%

$75k–$100k 11.0%

$100k–$150k 19.6%

$150k–$200k 15.4%

$200k+ 29.9%

Range	% of households
Under $10k	2.0%
$10k–$15k	0.9%
$15k–$25k	1.8%
$25k–$35k	3.1%
$35k–$50k	6.0%
$50k–$75k	10.4%
$75k–$100k	11.0%
$100k–$150k	19.6%
$150k–$200k	15.4%
$200k+	29.9%
Median income	$138,557

Housing

Home values

Under $50k 1.3%

$50k–$100k 0.6%

$100k–$150k 1.6%

$150k–$200k 0.7%

$200k–$300k 1.3%

$300k–$500k 6.6%

$500k–$1M 26.3%

$1M+ 61.5%

Housing overview

Metric	Value
Median home value	$1,076,400
Median rent / month	$2,920
Owner occupied	60.3%
Renter occupied	39.7%
Vacant	3.1%
Single-family detached	51.9%
Large apartment buildings	16.9%
Mobile homes	4.6%
Median rooms	5.2
Avg household size (owned)	2.92

Year built

Era	%
2020 or later	0.1%
2010–2019	10.4%
2000–2009	6.8%
1990–1999	9.0%
1980–1989	11.5%
1970–1979	34.9%
1960–1969	24.3%
1950–1959	2.0%
1940–1949	0.4%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	9.0%
2 bedrooms	28.7%
3 bedrooms	32.3%
4 bedrooms	24.6%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	27.3%
2 vehicles	44.2%
3 or more	24.8%

Heating fuel

Fuel type	%
Utility gas	57.2%
Electricity	38.6%
Propane / LP gas	1.1%
Fuel oil	0.1%
Wood	0.4%
Solar	0.9%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	12,752	53.1%
Cohabiting couple	1,697	7.1%
Male householder, no spouse	3,453	14.4%
Female householder, no spouse	6,116	25.5%
Households with children under 18	8,672	36.1%
Households with seniors (65+)	6,051	25.2%
Average household size	2.93

Marital status

Status	Male	Female
Never married	39.0%	34.4%
Married	52.5%	46.6%
Separated	0.5%	2.2%
Widowed	2.3%	6.9%
Divorced	5.6%	9.9%

Education

Less than 9th grade 4.8%

Some HS, no diploma 4.4%

HS graduate 15.8%

Some college, no degree 19.8%

Associate's degree 9.9%

Bachelor's degree 29.5%

Graduate / professional 15.9%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	45.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,265	7.0%
Kindergarten	1,196	6.6%
Elementary school	6,202	34.4%
High school	3,563	19.7%
College / grad school	5,815	32.2%

Employment

Industry of employment

Education & healthcare 22.6%

Professional & management 19.0%

Manufacturing 14.0%

Retail trade 9.6%

Arts, food & hospitality 7.8%

Construction 5.7%

Finance & real estate 5.0%

Information 4.2%

Public administration 3.4%

Other services 3.3%

Transportation & utilities 3.1%

Wholesale trade 2.0%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	50.5%
Service	16.8%
Sales & office	20.1%
Natural resources & construction	6.1%
Production & transportation	6.5%

Employment type

Type	%
Private sector	81.5%
Government	12.9%
Self-employed	5.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	71.1%
Carpool	9.4%
Public transit	1.8%
Walk	1.2%
Work from home	15.4%
Other means	1.1%
Avg commute (minutes)	30.1

Poverty

All people 5.8%

Under 18 years 7.1%

18 and over 5.5%

Married-couple families 1.9%

Female-led households 9.5%

Income support

Source	% of households
Social Security	22.0%
Retirement income	20.5%
Supplemental Security	3.5%
Cash public assistance	1.6%
Food stamps / SNAP	4.4%

Health indicators

Condition	%
Obesity	23.4%
High blood pressure	22.2%
High cholesterol	25.6%
Diabetes	7.7%
Heart disease	3.8%
Stroke	1.9%
Asthma	8.7%
Arthritis	16.0%
Kidney disease	2.0%
Pulmonary disease	4.0%
Cancer	4.9%

Behavior / access	%
Smoking	9.5%
Binge drinking	19.7%
No physical activity	17.3%
Less than 7 hrs sleep	28.2%
Depression	15.2%
Fair or poor health	10.4%
Poor mental health	13.1%
Poor physical health	7.6%
No health insurance	10.2%
Visited doctor (checkup)	63.4%
Visited dentist	67.2%
Cholesterol screening	90.9%
Teeth loss	7.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,915	3.4%

Disability	%
Any disability	9.6%
Under 18	4.1%
18–64 years	6.1%
65 and over	37.9%

Health insurance coverage

Type	%
Private insurance	78.1%
Public insurance	25.8%
No insurance	3.7%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	66,520	93.8%
Spanish	10,103	15.2%
Other Indo-European	2,877	4.3%
Asian & Pacific Islander	1,400	2.1%
Other languages	5,441	8.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	50,070	70.6%
Born in same state	49,156	69.3%
Born in different state	39,222	55.3%
Foreign born	914	1.3%
Naturalized citizen	20,882	29.4%
Not a US citizen	12,854	61.6%

Ancestry

Ancestry	Count	%
Italian	5,073	7.1%
French	4,248	6%
Arab	1,854	2.6%
Polish	389	0.5%
English	324	0.5%

Ancestry	Count	%
German	224	0.3%
Dutch	180	0.3%
Irish	68	0.1%
Norwegian	49	0.1%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95123

What part of San Jose is ZIP code 95123?

ZIP code 95123 covers a portion of San Jose, California, within Santa Clara County.

What county is ZIP code 95123 in?

ZIP code 95123 falls within Santa Clara County, California.

How educated is the population of ZIP code 95123?

45% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 95123?

The median household income in ZIP code 95123 is $138,557, above the national median of ~$75,000.

What is the typical home value in ZIP code 95123?

The median home value in ZIP code 95123 is $1,076,400.

What is the population of ZIP code 95123?

ZIP code 95123 has an estimated population of 70,952 residents, with a density of 9,071 people per square mile.

What timezone is ZIP code 95123 in?

ZIP code 95123 observes the PST timezone.